PRIVACY POLICY

Effective Date: November 8th, 2025
Company: AJR Services, LLC
Address: 1001 S. Main St, Suite 8250, Kalispell, Montana 59901-1498
Email: contact@ajrservices.net

1. Privacy Policy

1.1. Scope

This Privacy Policy explains how AJR Services, LLC (“AJR Services,” “we,” “us,” “our”) collects, uses, and protects personal information when you use our website, contact us, or engage our business consulting services.

We target clients within the United States, but this notice also addresses GDPR/UK GDPR obligations for international visitors.

1.2. Information We Collect

a) Information You Provide

  • Name, business email, phone number
  • Company details
  • Inquiry information
  • Billing details when paying through Stripe

b) Automatically Collected Information

Through Google Analytics, we collect:

  • IP address (anonymized where required)
  • Browser type
  • Device information
  • Pages visited, time on site, referring URLs

c) Payment Processors

When you make a payment, Stripe processes billing details and payment card information on our behalf.
We do not store credit card numbers.

1.3. How We Use Your Information

We use personal information to:

  • Provide, deliver, and improve consulting services
  • Respond to inquiries and schedule meetings
  • Send proposals, contracts, and invoices
  • Process payments via Stripe
  • Analyze website performance using Google Analytics
  • Comply with legal and tax requirements
  • Maintain site security and prevent fraud

We do not sell personal information.

1.4. Legal Bases (GDPR/UK GDPR)

For visitors from the EEA/UK, processing is based on:

  • Legitimate interests (service delivery, security, analytics)
  • Contract necessity
  • Legal obligations
  • Consent, where required (e.g., optional cookies)

1.5. Data Processors & Cross-Border Transfers

We use processors including:

  • Google LLC (Analytics)
  • Stripe, Inc. (Payments)
  • Secure email/hosting providers

If international transfer occurs, it is governed by:

  • EU Standard Contractual Clauses (SCCs)
  • UK International Data Transfer Addendum (IDTA)
  • Google’s and Stripe’s published DPA frameworks

1.6. Your Privacy Rights

For U.S. Residents

Depending on your state, you may have rights to:

  • Access your personal information
  • Correct inaccuracies
  • Request deletion
  • Opt out of certain processing

For Montana Residents

Under the Montana Consumer Data Privacy Act, you may access, delete, correct, and obtain a copy of your data and opt out of targeted advertising.

For EU/UK Visitors

You may:

  • Request access, correction, deletion
  • Object to processing
  • Request data portability
  • Withdraw consent

To submit a privacy request, email: contact@ajrservices.net
Include: “Privacy Request” in subject line.

1.7. Retention

We retain information only as long as needed to provide services, meet legal obligations, and resolve disputes.

1.8. Children’s Privacy

We do not knowingly collect personal information from anyone under 13.
If information was submitted by a minor, contact us for removal.

1.9. Security

We use reasonable safeguards, including encryption in transit, access controls, and secure processors.
However, no method is 100% secure.

1.10. Third‑Party Links

Our website may link to third-party pages. We are not responsible for their privacy or content.

1.11. Changes to This Policy

We may update this Policy periodically.
The effective date will indicate the most recent revision.

2. Cookie Policy

2.1. What Cookies We Use

Essential Cookies

Required for website functionality.

Analytics Cookies (Google Analytics)

Used to understand traffic, user behavior, and site performance.

Stripe Cookies

Used to process and secure payments.

2.2. Managing Cookies

You may block or delete cookies through your browser settings.
Disabling certain cookies may affect site functionality.

For EU/UK visitors, optional cookies may require consent via a banner.

3. Terms of Use

3.1. Acceptance of Terms

By accessing our website, you agree to these Terms of Use.
If you disagree, do not use the site.

3.2. Permitted Use

You may access the site for lawful, informational, and business purposes.
You may not:

  • Interfere with site operations
  • Attempt unauthorized access
  • Use scraping tools without permission
  • Upload harmful code
  • Violate applicable laws

3.3. Intellectual Property

All content (text, graphics, logos, layout) belongs to AJR Services or is licensed.
You may not reproduce, copy, or distribute without permission.

3.4. Not Professional Legal/Financial Advice

Content is informational and does not substitute for legal, tax, or regulated advice.

3.5. Third‑Party Services

We are not liable for external platforms or services linked on our site.

3.6. Disclaimers

The site is provided “as is” without warranties of any kind, including:

  • Accuracy
  • Availability
  • Fitness for a particular purpose

We do not guarantee uninterrupted operation or error-free content.

3.7. Limitation of Liability

To the fullest extent permitted by Montana and U.S. law:

  • AJR Services is not liable for indirect, incidental, or consequential damages.
  • Total liability is limited to $100 or the amount paid for services, whichever is greater.

3.8. Indemnification

You agree to indemnify AJR Services for issues arising out of your misuse of the site or violation of these Terms.

3.9. Governing Law & Venue

These Terms are governed by the laws of the State of Montana.
Disputes will be resolved exclusively in Flathead County, Montana.

3.10. Termination

We may suspend or revoke access at any time, with or without notice.

3.11. Changes to Terms

We may update these Terms periodically. Continued use indicates acceptance.

4. Disclaimer

  • Consulting results vary by client situation; no outcomes are guaranteed.
  • Any testimonials or examples are illustrative only.
  • Nothing on this site constitutes legal, tax, investment, or other regulated professional advice.

5. Contact Information

AJR Services, LLC
1001 S. Main St, Suite 8250
Kalispell, Montana 59901-1498
Email: contact@ajrservices.net

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